Category: Alternative Lending

May 10, 2018

Potential of Alternative Data in Credit

  Credit is something which nowadays has become a necessity. It is required to build a home, start a business or even go for higher education and the list goes on. One can’t imagine leading a life without requiring a credit at least once in[...]

April 26, 2018

Effective Tips for Good Credit Score

People are highly dependent on credits to make purchases at the present time but availability and getting a good deal of credit is directly linked to your credit score. A good credit score and history are also the pillars of every remunerative credit card reward[...]

April 12, 2018

SME’s Guide to Invoice Factoring & Other Financing Alternatives

The struggle with cash inflow and outflow is a very common and regular problem faced by companies of every size whether small, big or a start-up. At present, most of the companies are seen processing invoices to manage their transactions and such companies suffer the[...]

March 29, 2018

Payment Innovations in FinTech

The payment landscape has experienced a significant change over the past decade globally. With the rapid evolution of mobile commerce and online payments, many new modes of payments like E-wallets, in-app purchasing, P2P payments have come into the market. This change in payment landscape is[...]

March 15, 2018

Impact of Demonetization on Indian Online Lending Landscape

  On 8 November 2016, our Prime Minister announced to demonetize Rs.500 and Rs.1000 notes post mid-night. This came out as a big shock to the whole nation. The move was made hoping to curtail the shadow economy and curb the counterfeit cash. While the[...]

March 1, 2018

Can Digital Lending avoid the making of any future Nirav Modis?

All about the fraud On February 14, 2018, another massive fraud took the Indian banking industry by storm when Punjab National Bank, the second-biggest state-run lender announced that it had discovered fraudulent transactions worth 11,400 crore rupees ($1.77 billion) at a single branch in Mumbai. The alleged[...]