LENDFOUNDRY RESOURCE HUB
Lending & Fintech Glossary
Clear definitions of lending, credit, compliance, automation, AI, and fintech terms used by modern lenders.
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Featured Terms
Loan Origination
Loan Origination System (LOS)
Software that manages loan applications from intake through credit evaluation, approval, and disbursement.
Loan Servicing
Loan Management System (LMS)
Software that manages repayment schedules, payment processing, account maintenance, and servicing activity.
Credit & Risk
Credit Decisioning
The process of evaluating a credit application and returning an approve, decline, or refer decision.
AI & Automation
Decision Engine
A rules-based or model-driven system that automates structured lending decisions.
All Glossary Terms
AI & Automation
Agentic AI
AI systems that can plan, take actions, and complete workflows with defined goals and guardrails.
AI & Automation
Alternative Data
Non-traditional data sources used to improve credit assessment, especially for thin-file borrowers.
Compliance
AML
Anti-money laundering processes used to detect and prevent suspicious financial activity.
Credit & Risk
Credit Bureau
An organization that collects borrower credit information and provides reports to lenders.
Credit & Risk
Credit Scoring
A statistical method for evaluating borrower creditworthiness through a numeric score.
Digital Lending
Digital Lending
The use of digital channels, data, automation, and integrations to originate and manage loans.
Digital Lending
Embedded Finance
Financial products delivered inside non-financial platforms, apps, marketplaces, or workflows.
Compliance
KYC
Know Your Customer checks used to verify identity and support financial compliance requirements.
Loan Origination
Loan Origination System (LOS)
Software that manages the creation of a loan from application intake to final disbursement.
Loan Servicing
Loan Servicing
The administrative activities required to manage an active loan from disbursement to payoff.
Credit & Risk
Risk Assessment
The process of identifying and evaluating credit, fraud, operational, and portfolio risk.
AI & Automation
Workflow Automation
The use of rules, triggers, and software flows to reduce manual steps in lending operations.
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Loan Origination
Credit & Risk
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