As we step into March, it’s time for a fresh perspective on the lending landscape. The first quarter of the year is nearly behind us, and for lenders, this is the perfect moment to assess what’s working, what’s not, and where technology can give you a competitive edge.
Open Banking—A Goldmine for Smarter Lending
With open banking regulations evolving, lenders now have unprecedented access to real-time financial data. This means:
If your lending platform isn’t leveraging open banking APIs, you might be losing borrowers to more agile competitors. Now is the time to integrate.
Compliance Isn’t a Checkbox—It’s a Strategy
Regulatory changes like the CFPB’s updates on data sharing and fair lending practices are not just about avoiding penalties—they’re about building trust and long-term customer relationships. A modern Loan Origination and Servicing platform should have:
AI and Automation—Lending’s Secret Weapon
Manual processes are costly, slow, and prone to error. AI-driven lending solutions can:
By 2026, over 70% of lenders will use AI-driven loan origination and servicing. Are you ahead of the curve?
Borrowers Expect Speed—Can You Deliver?
Today’s borrowers don’t want to wait days for loan approvals. If your process still involves:
you’re pushing customers to competitors. The solution? End-to-end automation from application to disbursement.
March Forward with Smarter Lending
Lenders who embrace technology win more customers, reduce risk, and improve profitability. If your systems still feel stuck , let’s talk about future-proofing your lending business.
We help lenders scale with AI-driven Loan Origination and Servicing Solutions—compliant, automated, and designed for the future.
Here’s to a smarter, more profitable 2025!
The Growing Global Consumer Lending Market
5.69%
The global consumer lending market is expected to grow annually.
The global consumer lending market was valued at USD 1,173.65 billion in 2024 and is projected to reach USD 1,931.09 billion by 2033, growing at a CAGR of 5.69% from 2025 to 2033. This growth is driven by increasing digitalization in financial services, rising consumer demand for personal and home loans, expanding fintech innovations, and improved access to credit through AI-driven risk assessment and alternative lending models.
A Recap of the Month’s Top Stories
How Loan Origination Automation Can Transform Your Lending Process
Streamline lending with loan origination automation. This blog details how digital tools like RPA, OCR, and AI speed approvals, cut costs, and reduce errors. Discover how LendFoundry’s platform transforms your process with efficient, secure, and data-driven solutions. Schedule a demo today!
What is Alternative Credit Scoring & Why is it So Popular?
Alternative credit scoring expands lending by using non-traditional data like utility payments. It improves risk assessment, aided by loan origination, servicing, and reporting software. LendFoundry integrates these technologies, enabling faster, safer, and more inclusive lending decisions.
SaaS Platform for Loan Syndication: Transforming Loan Servicing for Lenders
Boost loan syndication with SaaS! Cloud-based platforms like LendFoundry offer scalability, cost savings, and enhanced security. Access data anywhere, integrate seamlessly, and customize workflows. Adapt quickly to market changes, improve collaboration, and streamline operations. Modernize your lending today.
In Focus: Success Story
A security systems provider partnered with LendFoundry to launch an embedded finance program, boosting revenue growth across its US dealer network. Aiming to streamline the buying process with seamless financing, the client utilized LendFoundry’s platform for end-to-end technology solutions, including loan origination and servicing. This enabled dealers to offer affordable financing, improving sales conversion. The platform automated processes, integrated third-party services, and provided mobile-responsive portals and data analytics. The client successfully launched its finance business, focusing on scaling operations while LendFoundry managed technology and support.
Client Appreciation
LendFoundry’s cloud-based loan origination and loan servicing systems helped us reduce the loan application drop-off rate by one-third post-implementation and this number alone is something to be amazed at. Their intelligence has helped us to outperform the market. I can honestly say that LendFoundry has been incredibly flexible to meet our business needs.
Head of Technology
New Jersey based Business Lender
Product Spotlight
LendFoundry – Modern Loan Origination System Software
The lending landscape is evolving with increasing regulatory demands and competition! Unlock the power of seamless lending with LendFoundry’s Loan Origination Solution. Our advanced integrations with top data providers accelerate approvals, ensure compliance, and optimize efficiency. Stay ahead in a competitive market with our cutting-edge platform.
Catching up on Industry Trends
Mastercard launches new One Credential checkout solution
Mastercard’s One Credential streamlines checkout, uniting payment methods in one place. Targeting Gen Z with credit access, it aims to simplify online and app purchases.
Stripe’s valuation climbs to $91.5 billion in secondary stock offer
Stripe’s valuation surged to $91.5B via a tender offer, nearing its 2021 peak. Profitable, with $1.4T volume, AI growth fuels success, but IPO plans remain distant.
JPMorgan sets aside $50 billion more for direct lending push
JPMorgan boosts direct lending by $50B, targeting the booming $3T private credit market. Partnering with others, they aim to supercharge deal flow and serve corporate clients.
Ascenda and Galileo Partner on Card Loyalty Programs
Ascenda and Galileo unite, simplifying card loyalty. Banks and FinTechs gain seamless integration, offering diverse rewards in travel, hospitality, and more, driving customer engagement.
Catch us Live
LendFoundry is set to showcase cutting-edge lending innovations at Fintech Meetup 2025. Join us to explore AI-driven credit assessment, automated loan origination, and seamless integrations that accelerate digital lending. Pre-book your meeting to meet our leadership team at the event!
Upcoming Events
MoneyLive Summit, 2025
Join the MoneyLive Summit for insights into the future of payments, banking, and financial services. Explore cutting-edge technologies, network with industry leaders, and discover innovative strategies shaping the financial landscape. Don’t miss this opportunity to stay ahead.
Fintech Americas, 2025
Join industry leaders at the FinTech Americas Conference in Miami to explore innovative trends, cutting-edge technology, and growth opportunities in the fintech sector. Don’t miss networking, insights, and collaborations shaping the future of finance!
