Category: Lending
March 29, 2018
Payment Innovations in FinTech
The payment landscape has experienced a significant change over the past decade globally. With the rapid evolution of mobile commerce and online payments, many new modes of payments like E-wallets, in-app purchasing, P2P payments have come into the market. This change in payment landscape is[...]
March 15, 2018
Impact of Demonetization on Indian Online Lending Landscape
On 8 November 2016, our Prime Minister announced to demonetize Rs.500 and Rs.1000 notes post mid-night. This came out as a big shock to the whole nation. The move was made hoping to curtail the shadow economy and curb the counterfeit cash. While the[...]
March 1, 2018
Can Digital Lending avoid the making of any future Nirav Modis?
All about the fraud On February 14, 2018, another massive fraud took the Indian banking industry by storm when Punjab National Bank, the second-biggest state-run lender announced that it had discovered fraudulent transactions worth 11,400 crore rupees ($1.77 billion) at a single branch in Mumbai. The alleged[...]
February 15, 2018
The Growing Impact of Alternative Lending on the Healthcare Sector
Providing healthcare to the poor is a Herculean task; one that consumes a large portion of a government's scarce resources, and one that businesses perceive to be commercially unviable. The challenge governments face in financing healthcare lies in their ability to create accessible and affordable[...]
February 1, 2018
How Social Lending is Improving Indian Lives
As a generation that collaborates, shares, and reinvents on a daily basis, peer-to-peer (P2P) lending helps weave in infinite and largely untapped resources. With the proliferation of new information technologies, peer-to-peer (P2P) lending is a method of borrowing or lending that is gaining momentum and[...]
April 1, 2016
FinTech Evolution Over the Last 6 Decades
The FinTech revolution began in the 1950s with the advent of credit cards, continued in the 60s and 70s with the arrival of ATMs and the growing popularity of Electronic Stock Trading. The 80s brought personal computing into the finance world and the 90s introduced[...]