Supply Chain Finance Software Solutions

Transform Traditional Trade And Contemporary Supply Chain to a Lending Value Chain

LedFoundry provides a platform solution whereby financial institutions can define the complex workflow of Purchase Order or Invoice validation, buyer limits, supplier limits and integrate with payment processors and user account portals to provide a holistic solution.

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This solution lets the financial institution focus on growing its market relationships with the software being a single point of record to enable all transactions integrating both traditional trade and contemporary supply chain in a unified interface.

Based on an” accelerator” concept, building blocks support Supply Chain Financing Origination and Supply Chain Financing Servicing, LendFoundry can be deployed rapidly and then customized to fit workflows, the desired branding, look and feel.

State-of-the-art micro-services design enables high performance and seamless scaling.

Offered as a Cloud Service (SaaS) LendFoundry makes startup costs low and allows to scale the application as the business grows. Flexibility to choose to use the entire solution or just the pieces that make business sense.

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Modular Supply Chain Financing Software

Low-code modular architecture powers the platform to offer a high degree of reusability and ease of customization to build solutions tailor-made to suit unique business requirements. Deepen your customer relationship with the power of personalized omnichannel contextual experiences.

Our Features

For your Buyer Customers

Online all the way for a seamless truly digital paperless experience
Reduce the time between apply to book from days to hours.
New supplier registration and validation
Existing supplier Purchase Order, Invoice validation online
Maintain time bound pre approved offer
Customizable dashboards for 360 degree view of the financial supply chain ecosystem
Configurable mobile and email management to automate notifications
Event driven Statement of Account and Loan Closure document generation

For your Seller Customers

Online all the way for a seamless truly digital paperless experience
Reduce the time between apply to book from days to hours.
Self registration to initiate buyer validation
Online upload and validation of New Purchase Order or Invoice
Configurable mobile and email management to automate notifications
Event driven Statement of Account and Loan Closure document generation

For your Loan Origination

Connection with key credit risk analyzers, watchlist, financial statement providers etc.
Streamlined workflow with configurable approval cycle and charges
Integrated document manager stores document with categorisation and inbuilt viewer to validate document content
Automate limits and exposure management
System driven consent capture & communication for speedy funding
Quickly launch new loan products on same single platform for easy onboarding

For your Business

Secure & Scalable Platform
SOC Type 1/2 certified
API for seamless integration with existing and future technology environment
Buyer Portal, Seller Portal for ecosystem partnerships
Same day decision and funding, with a full packaged application
MultiLingual capability
User credential and role based access
Complete transaction log generation and storage for future audit purpose
Integrated document storage with classification and access control
Comprehensive Reporting and Analytics for current business requirements and support long term business vision

For your Loan Portfolio

Automated remittance on the original maturity date or manual closure before maturity date.
Easy to configure automatic or manual additional discounts, charges or fees on loans
Configurable mobile and email management to automate notifications
Event driven Statement of Account and Loan Closure document generation

Frequently Asked Questions

What is Supply Chain Financing?

Supply chain finance is a set of solutions that optimizes cash flow by allowing businesses to lengthen their payment terms to their suppliers while providing the option for their large and SME suppliers to get paid early. This results in a win-win situation for the buyer and supplier. The buyer optimizes working capital, and the supplier generates additional operating cash flow, thus minimizing risk across the supply chain involved in production of goods and/or products from raw materials stage to end customers.

Supply Chain Finance also enables businesses to avail short term credit to meet their small to medium funding requirements. This is availed to optimize the flow of working capital both to buyers and sellers. The PO’s or Invoices generated by business are discounted and loans are provided so that a business does not have to wait for bill clearance and can make payments in time. While it gives early access to funds for the sellers, buyers can enjoy a longer time before making payment. An SFC works most efficiently when the buyer holds a higher credit rating than the seller

What is a supply chain finance platform?

A Supply Chain Finance platform includes Supply Chain Finance Loan Origination and Supply Chain Financing Loan Servicing solutions to enable lenders provide short term credit for small to medium funding requirements. The Origination solution validates PO’s or Invoices generated by business and discounted loans are provided based on limits set in the system. The business and invoice validation are an inherent part of the Supply Chain Finance Platform. The Supply Chain Loan Origination platform takes care of the:

Anchor- Vendor registration
Application Intake
Purchase/ Work order submission
Consent
Customer Profiles
Business Rules Anchor- Vendor relationship
Bank Details (analysis and funding)
Customer Limits
Analytics

The Supply Chain Loan Servicing platform takes care of the:

Payments
Modifications
Collection
Analytics

A Supply Chain Finance Platform takes into consideration the complex workflow of Purchase Order or Invoice validation, buyer limits, supplier limits and integrates with payment processors and user account portals to provide a holistic solution.

What are the advantages of Supply Chain Financing Software?

Supply Chain Finance Software are driven by the ability to apply for financing with the work order or invoice being validated and a payment plan backed by the buyer. The supplier receives funds straight away.

The Supply Chain Financing Software benefits the business by providing an early access to working capital and can embed the lending in the order process itself. The workflow supports various functions including and not limited to:

Loan Application
Document Submission including product invoice
Data Enrichment
Document Verification
Offer Generation
Disbursement on acceptance of offer
Track repayments of the loan post order delivery
Comprehend loan data for upsell, cross sell suggestions

The platform can support unique business models to collect applications, run validations and trigger disbursements Thus, this helps in faster lending decision and loan lifecycle management leading to better business growth with the correct Supply Chain Financing Software

How Much Does A Supply Chain Software Cost?

The cost of a Supply Chain Financing software should not only include the cost of development but also include the opportunity cost of delayed go to market as upfront costs for software development even before clocking revenues.

The problem is that lending automation cannot be plug in and work, but a good Supply Chain Financing platform can be a modular all-in-one solution. This enables lenders to choose the modules that are most necessary to hit the market quicker and then build on top of the minimum viable product. The opportunity cost in this case reduces drastically through faster time-to-market.

The implementation cost depends on the type of lending operation and the amount of required system customization. Running cost is dependent on the size of the business.

You can reach out to our team for a quote and what value we can offer to you

Why use LendFoundry Supply Chain Financing Software?

LendFoundry Loan Origination and Management Software takes into consideration the complex workflow of Purchase Order or Invoice validation, buyer limits, supplier limits and integrates with payment processors and user account portals to provide a holistic solution. The platform is collaborative, supports multi-workflow, enables real-time decision making and is an end-to-end digital channel designed to track and manage deals through submittal, underwriting, funding, and repayment.

The Loan Origination with automated processing facilitates speedy loan origination including decision support systems, pulling data from central repositories for buyer and seller identity verification and limit validation. During initial onboarding of buyer and supplier, api driven integrations with an ecosystem of data providers ensures borrower data enrichment as required for risk assessment and better decision making. Intelligent Automation helps to reduce mandatory manual intervention to aggregate information/ results from different data sources and update them on the loan software thus reducing chances of human errors. Our microservice architecture ensures a seamless integration with your existing and future technology environment making it a one stop future proof solution.

The Loan Management system provides both buyer and seller a self-service portal offering a single window view of their loans, payments, statements and also facilitates periodic, timely communications. This interface allows them to upload and verify Purchase Orders or Invoice for financing. Integration with payment processors provides an automated channel for repayments. For your support teams, they get everything required at one place and access to dashboards to manage loan portfolios efficiently. For your business, it provides Analytics and AI tools to identify the next best upsell and cross sell opportunities.

Built using a low-code modular architecture, the platform offers a high degree of reusability and ease of customization to build solutions tailor-made to suit your unique business requirements.