Category: Banking
February 6, 2020
Fintech Disruption
The world has moved on to a new way of getting things done, through technology. In today’s date, there’s hardly any product or service that does not have an iota of technology woven into its being. So, when something so dynamic as technology enters the[...]
January 10, 2019
Delinquency Prediction For A Loan In Service Using Analytics Data
Loan origination and interest from the same make for the lion’s share of business for most banks. As such, for both banking and private lending institutions, the ability and importance to see the future and forecast the success and failure of a loan applicant to[...]
October 4, 2018
NPA’s and Role of Technology to contain it
Growing Non-Performing Assets (NPAs) is one of the biggest hurdles that banks are facing globally, especially Indian Banks. In a situation like this, where the economy is going through a slowdown, it is but obvious for certain individuals and companies being unable to repay loans[...]
August 16, 2018
Unsecured SME Loans – Reimagining digital journey
Recently, BCG has released a report on Digital lending in India and estimated the digital lending market to be $1 trillion over the next five years*. There is no doubt that more and more SME businesses are evolving in India and they are looking at[...]
April 26, 2018
Effective Tips for Good Credit Score
People are highly dependent on credits to make purchases at the present time but availability and getting a good deal of credit is directly linked to your credit score. A good credit score and history are also the pillars of every remunerative credit card reward[...]
March 15, 2018
Impact of Demonetization on Indian Online Lending Landscape
On 8 November 2016, our Prime Minister announced to demonetize Rs.500 and Rs.1000 notes post mid-night. This came out as a big shock to the whole nation. The move was made hoping to curtail the shadow economy and curb the counterfeit cash. While the[...]