Category: Credit Score

February 18, 2025

What is Alternative Credit Scoring & Why is it So Popular?

Alternative credit scoring is a new way to judge a borrower’s credit history. Instead of just looking at traditional credit reports, this method uses other types of data—like utility bill payments, rental history, and even online activity—to get a full picture of a borrower’s ability[...]

December 16, 2021

What is a Credit Report and Why is it Important?

A credit report is an assessment of your credit history (record of credit behavior, current debts, available finances, and returnability etc.). The report assesses these details and assigns a credit score. Your credit score is a reflection of your financial situation and performability in the[...]

July 5, 2018

6 reasons why debt needs to be part of your finance portfolio

It is a very common sight to see companies whether on large scale or on a small scale to struggle with cash-flow problems. Some companies hesitate in taking debts considering it to be evil. The relationship between Debt and cash-flow can sometimes be a little[...]

May 10, 2018

Potential of Alternative Data in Credit

  Credit is something which nowadays has become a necessity. It is required to build a home, start a business or even go for higher education and the list goes on. One can’t imagine leading a life without requiring a credit at least once in[...]

April 26, 2018

Effective Tips for Good Credit Score

People are highly dependent on credits to make purchases at the present time but availability and getting a good deal of credit is directly linked to your credit score. A good credit score and history are also the pillars of every remunerative credit card reward[...]