Category: Fintech
March 21, 2019
The Best Way To Fund Your Business in 2019
Funding a new business or for that matter an established one, too, is not an easy task. With startups mushrooming and growing, worldwide, there has been a marked increase in demand of startup, as well as, SME funding, globally. While entrepreneurs have a number of[...]
February 14, 2019
Alternative Lending and the Regulatory Environment
Alternative lending entered the financial landscape little before the disastrous subprime crisis of 2008. It all started with Zopa, a UK-based lender who introduced the concept of peer-to-peer lending to the world. Zopa was then followed by US-based LendingClub and Prosper Marketplace in the year[...]
December 20, 2018
Regression Analysis as a Fintech Tool for Predicting Successful Loan Applications
For banks receiving thousands of loan applications on an everyday basis, coming from a mixed pool of customers with different geographic, demographic, and professional backgrounds, ascertaining the loan worthy applications simply based on their FICO scores and certain other related factors could be quite a[...]
September 20, 2018
4 Key Factors Driving Global Growth in Digital Lending
With Fintechs leading the market in addressing the changing consumer behavior for accessing loans worldwide digital lending is placed to change the lending landscape globally. Digital lending is gaining popularity all over the globe and in India as well because of the seamless online transactions[...]
August 30, 2018
10 Predictions by BCG that can Disrupt the Digital Lending Landscape in India in Next 5 Years
The introduction and implementation of open architecture layers such as Bharat Bill Payment Systems, UPI, Aadhaar and payments like GSTN, TReDS and GeM has enabled India to leapfrog many advanced economies. According to Boston Consulting Group’s report on digital lending, digital retail lending is gaining[...]
August 16, 2018
Unsecured SME Loans – Reimagining digital journey
Recently, BCG has released a report on Digital lending in India and estimated the digital lending market to be $1 trillion over the next five years*. There is no doubt that more and more SME businesses are evolving in India and they are looking at[...]