Category: Lending
April 25, 2019
Alternative SME Lending Solutions Emerging Trends
SMEs form an important part in the growth of emerging economies. As per a World Bank report, formal SMEs provide close to 60 percent of the total employment and contribute close to 40 percent of the GDP in developing countries. These percentages shoot up, as[...]
April 4, 2019
Key SME Financing Problem and How Can Digital Lending Address Those
Finance forms the life blood of any business. While the idea behind the product or service is the first step in bringing the business to life, in order for it go on and grow, financing is an absolute requirement. However, this is an area which[...]
March 7, 2019
Brief History of Lending Innovations
Finance, or rather funding, has been an integral part of any civilization, since the beginning of time. Whether it was through barter or indigenous lenders, funding has played a major role in each and every part of the world. This is also the reason why;[...]
February 14, 2019
Alternative Lending and the Regulatory Environment
Alternative lending entered the financial landscape little before the disastrous subprime crisis of 2008. It all started with Zopa, a UK-based lender who introduced the concept of peer-to-peer lending to the world. Zopa was then followed by US-based LendingClub and Prosper Marketplace in the year[...]
January 31, 2019
How Blockchain Can Protect Lenders from Invoice Stacking Frauds?
Blockchain has been the talk of the town for quite some time now. Ever since the technology had been introduced with the arrival of cryptocurrency, it has been interesting to see how industries other than finance, too, took interest and found several possibilities hidden in[...]
January 10, 2019
Delinquency Prediction For A Loan In Service Using Analytics Data
Loan origination and interest from the same make for the lion’s share of business for most banks. As such, for both banking and private lending institutions, the ability and importance to see the future and forecast the success and failure of a loan applicant to[...]